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Small Business Loans

Our loan programs offer a variety of financing options to help small businesses that can’t access a traditional bank loan. We cater to businesses from all walks of life, whether you’re a startup in need of working capital or more established ready to purchase commercial real estate. Currently, we lend to businesses in Colorado, Utah, Arizona, and New Mexico.

 
 
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Loans from $20,000 to $5.5 million for a variety of business needs

 

Use of Funds

  1. Working Capital

  2. Debt Refinance

  3. Buy, Build, or Renovate Commercial Real Estate

  4. Leasehold Improvements

  5. Business Acquisition

  6. Purchase Equipment, Inventory, Furniture, and Fixtures

Programs

  1. SBA Loans - up to $5.5 million

  2. Direct Loans - up to $350,000

Terms

  1. Up to 10 years for working capital

  2. Up to 25 years for commercial real estate

Rates

Ranges by program, no higher than WSJ Prime + 4.5%

REGIONS

Businesses must be located in CO, UT, AZ, or NM

 

How It Works

An entrepreneur completing the eligibility check to be matched with a loan.

Step 1

Complete our brief eligibility check to get matched with one of our loan programs.

Two people shaking hands to close a deal

Step 2

If we don’t have a good loan product for you, we’ll refer you to one of our partners to see if they can help.

Checking items off of a list

Step 3

If you’re a potential fit for one of our financing options, we will have you complete a more in-depth loan assessment or application.

A pile of money

Step 4

Additional steps vary depending on the loan program. We’ll walk you through the application, closing, and funding process.

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Watch the Video

 
 
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Benefits

  1. Loans to business owners who don’t qualify for traditional bank financing or have a demonstrated need for credit

  2. Low down-payment options with funding available up to 90% of the total project costs

  3. Reasonable interest rates compared to other online lenders

  4. Build business credit making that may help attract future traditional financing

  1. Suitable for a wide range of business purposes

  2. Long repayment terms reducing monthly payments that helps the business owner preserve cash

  3. Ability to access capital despite lack of sufficient collateral

  4. Allows business owner to build equity and create jobs

 
 

Committed to friendly and affordable financing. Explore everything we have to offer.

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